Year-end giving season is here, and 2025 is unlike any year before it.
At our recent Annual Symposium, community members gathered to explore the future of Muslim philanthropy. The energy was clear: donors want to give strategically, give together, and give in ways that align with their values. Now, as December is here, it’s time to turn that vision into action.
Whether you’re planning a significant charitable contribution or looking to start with a modest monthly gift, this guide will help you make the most of your year-end giving.
Why 2025 Is a Critical Year for Charitable Giving
The One Big Beautiful Bill Act, signed into law this past July, introduces significant changes to how charitable contributions are treated under federal tax law—changes that take effect in 2026.
What does that mean for you? If you’re considering a larger charitable gift, 2025 may be your last chance to maximize your year-end tax benefits under current rules. Starting next year, high-income donors will face a 35% cap on the tax benefit of itemized deductions (down from 37%), plus a new floor requiring contributions to exceed 0.5% of adjusted gross income before they’re deductible.
For a detailed breakdown of these changes and what they mean for your planning, read our full analysis: How the One Big Beautiful Bill Affects Your Charitable Giving in 2025.
→ Ready to act now? Fund your AMCF Giving Account before December 31 to lock in your 2025 tax deduction.
Two Paths to Year-End Impact
At AMCF, we believe meaningful giving shouldn’t require a six-figure income. That’s why we’ve built pathways for donors at every level.
For Strategic Givers: Maximize Your Year-End Tax Benefits
If you’re looking to make a significant impact while optimizing your tax situation, consider these approaches:
Fund or Open a Donor-Advised Fund (DAF): Contribute before December 31 to receive your 2025 tax deduction, then recommend grants to your favorite charities on your own timeline. AMCF’s Giving Account offers Shariah-compliant investment options—something Fidelity Charitable and Schwab can’t provide.
Donate Appreciated Securities: Transfer stocks or mutual funds that have grown in value. You’ll avoid capital gains tax and receive a deduction for the full market value.
Bunching Strategy: Consolidate multiple years of giving into 2025 to exceed the standard deduction threshold, then itemize this year and take the standard deduction in future years.
Qualified Charitable Distributions (QCD): If you’re 70½ or older, you can direct up to $105,000 from your IRA directly to charity, satisfying your required minimum distribution without adding to your taxable income.
For Accessible Giving: Join the $25/Month Movement
Not everyone needs complex tax strategies—and that’s okay. Some of the most powerful giving is simple, sustained, and collective.
For less than the cost of a daily coffee, you can become part of a community building the infrastructure of Muslim philanthropy. Here’s the math: if 100 donors commit to $25/month, that’s $30,000 in annual, predictable support that allows AMCF to plan ahead, invest in programs, and serve more organizations.
Monthly giving isn’t just a transaction—it’s a statement that you believe in this work for the long haul.
→ Start your monthly gift today
Why Our Community Chooses AMCF
Don’t just take our word for it. Here’s what donors in our community are saying:
“I could always give to charities directly, but now come tax season, I get one simple donation receipt instead of dozens from the charities I love to support. More importantly, I can invest my charitable giving and even set which charities I want to give to upon my passing. I see it as a more strategic and inclusive way to make sure my zakat and sadaqa are maximized.” — AMCF Giving Account Holder
“It’s great to have a Donor Advised Fund platform where my values and faith align with my giving. This is something that Daffy, CharityVest, or Fidelity Charitable and others can’t offer. I never have to question the investment strategy because I know it’s informed by my shared Islamic principles.” — AMCF Donor
“I appreciate the collective aspect of impact when I give through AMCF. Even if I’m giving a few hundred or thousands of dollars to a charity, the network AMCF has is distributing millions together. I see it as a way to amplify my gift, showcasing that together, we care for certain causes.” — AMCF Community Member
Your Year-End Giving Checklist
Before December 31: Review your charitable giving goals for 2025
If you want tax benefits: Fund your DAF, donate appreciated securities, or make a cash contribution before the deadline
If you’re new to AMCF: Open a Giving Account in minutes at amuslimcf.org/dafs/daf-form
If you want to start small: Set up a $25/month recurring gift at amuslimcf.org/invest-in-impact
At the symposium, we talked about the future of Muslim giving. This December, you have the chance to build it—whatever your budget, whatever your strategy.
The future of Muslim philanthropy isn’t just about big checks. It’s about all of us, giving together, with intention.
Ready to make your year-end gift?
Fund your Giving Account | Start monthly giving | Open a new account
This content is for informational purposes only and does not constitute tax or legal advice. Please consult with a qualified tax professional regarding your specific situation.