Personal cash on hand & in bank accounts 2.5%
Checking, savings, money market accounts
Business cash on hand & in accounts 2.5%
Zakat Calculator
Calculate your zakat obligation with confidence
Provided by the American Muslim Community Foundation
🪙 Gold Nisab
$7,500 – $8,500
87.48 grams (2.81 troy oz)
⚪ Silver Nisab
$1,500 – $1,800
612.36 grams (19.69 troy oz)
⚠️ Precious metal prices fluctuate daily — and have been especially volatile in early 2026. Always check current spot prices when calculating your nisab. Prices above are approximate as of February 10, 2026.
Choose Your Nisab Standard
💰 Cash & Bank Accounts
✨ Gold, Silver & Precious Items
Total value of gold & gold jewelry 2.5%
Include all gold, even jewelry you don’t wear
Total value of silver & silver jewelry 2.5%
📈 Investments & Retirement
Stocks, shares, bonds, mutual funds 2.5%
Current market value of all investments
Shareholder dividends received 10%
Retirement accounts (401k, IRA, etc.) 2.5%
Cash value minus penalties and taxes if withdrawn today
🏠 Real Estate & Business Assets
Investment/rental property value 2.5%
Properties held for sale or investment (not your primary home)
Net rental income received 10%
Business inventory & trade goods 2.5%
📋 Other Receivables
Loans to others (expected to be repaid) 2.5%
Expected receivables 2.5%
Tax refunds, deposits, expected salary by zakat date
➖ Deductions (Liabilities)
Immediately due debts
Rent, utilities, food, medical, education (not long-term debt)
Zakat already paid in advance
Total Assets
$0
Total Liabilities
$0
Net Zakatable Wealth
$0
Your Zakat Due
$0
Enter your assets above to calculate your zakat obligation