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Muslim Women in Philanthropy | One Woman’s Journey from Giving to Collective Impact

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Muslim women in philanthropy are reshaping the landscape of charitable giving. When I first began exploring Islamic philanthropy, I viewed myself as just a donor—someone who calculated her zakat during Ramadan and wrote checks to local organizations. Like many Muslim women, I didn’t see myself as a “philanthropist.” That word conjured images of billionaires and their massive foundations, not an ordinary Muslim woman trying to make a difference in her community.

My perspective shifted dramatically when I connected with the American Muslim Community Foundation (AMCF). Through AMCF, I discovered the power of collective giving and the importance of strategic philanthropy that aligns with both Islamic values and social impact. Opening a Donor-Advised Fund (DAF) at AMCF was a transformative step in my philanthropic journey. I named it after my mother and mother-in-law—the Razia & Asghar Foundation—honoring the women who first taught me about generosity despite having limited means themselves.

The DAF allowed me to be more intentional with my giving while avoiding capital gains taxes on appreciated stock—meaning more of my wealth could go directly to causes I care about. But beyond the tax benefits, AMCF opened my eyes to the broader landscape of Muslim philanthropy. Through their giving circle, I joined other Muslim women in making collective funding decisions, amplifying our individual contributions into meaningful grants for community organizations.

This experience helped me recognize that Muslim women have always been philanthropists—from Khadija (RA), who supported the early Muslim community, to countless women throughout history who established awqaf (endowments) for education, healthcare, and community development. We stand in a long tradition of Muslim women who used their resources, whether abundant or modest, to serve others.

As I detail in my new book Prosperity with Purpose: A Muslim Woman’s Guide to Abundance and Generosity, we need more Muslim women to see themselves as philanthropists and take control of their financial futures. Research shows that by 2030, women will control $30 trillion in financial assets in America. Muslim women need to be part of this transfer of wealth—not just as beneficiaries, but as active participants who can direct resources to our communities’ needs.

AMCF plays a crucial role in making this vision possible by providing the tools, education, and community for Muslim women to grow in their giving. Whether through DAFs, giving circles, or other vehicles for collective philanthropy, AMCF helps us move from ad hoc charitable giving to strategic, impactful philanthropy aligned with our values.

My hope is that more Muslim women will recognize their power as philanthropists and find community in organizations like AMCF. Together, we can build on our rich heritage of Muslim women’s philanthropy while creating new models of collective giving for the future. When we combine our resources—our time, talent, and treasure—we multiply our impact far beyond what any of us could achieve alone.

Nausheena Hussain is a Research Fellow at the Muslim Philanthropy Initiative, Indiana University Lilly Family School of Philanthropy, and author of Prosperity with Purpose: A Muslim Woman’s Guide to Abundance and Generosity. She is a DAF holder and Giving Circle member at AMCF.
Prosperity with Purpose: A Muslim Woman's Guide to Abundance and Generosity

Welcome to the Muslim Philanthropy Blog: Muhi Khwaja, Co-Founder

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Welcome to the Muslim Philanthropy Blog
Bismillah.
As salaam alaykum Dear Reader,
It is my pleasure to introduce you to the Muslim Philanthropy Blog, a dedicated space for sharing stories, insights, and reflections on the transformative power of giving within our community. My name is Muhi Khwaja, and as part of the American Muslim Community Foundation (AMCF), I am thrilled to embark on this journey with you as we explore the vital role philanthropy plays in shaping lives and uplifting communities.
At AMCF, our mission is to empower donors, amplify charitable giving, and create sustainable impact through values-driven philanthropy. We understand that generosity is deeply rooted in our faith and traditions, and we aim to provide a platform to celebrate those values while fostering meaningful conversations around giving. This blog represents a new chapter in our commitment to sharing the stories that inspire us and the lessons we’ve learned along the way.
Our Focus Areas
Through this blog, we aim to showcase a diverse range of narratives and voices from within the Muslim philanthropic community and beyond. Our content will focus on several key areas, including:
  • Faith and Philanthropy: Exploring how Islamic principles guide charitable giving and the ways in which faith-based values intersect with modern philanthropy.
  • Stories of Impact: Highlighting the incredible work being done by nonprofits, foundations, and individual donors to address critical challenges in education, healthcare, poverty alleviation, and more.
  • Best Practices in Giving: Sharing tips, tools, and strategies for maximizing the impact of your charitable contributions, whether through Donor Advised Funds (DAFs), Giving Circles, or other vehicles.
  • Spotlights on Giving Circles and Memorial Funds: Celebrating the power of collective giving and how these models enable communities to come together to support causes they care deeply about, especially on behalf of loved ones who have passed.
  • Education on Zakat: Providing resources and insights on how to fulfill this sacred pillar of Islam effectively and efficiently through programs like the National Zakat Fund to help local distributors in the United States collaborate along with resources for families to calculate their zakat.
  • Sustainable Impact: Engaging in conversations around faith-driven impact investment and how shared values can drive positive, long-lasting change.
Voices That Inspire
One of the most exciting aspects of this blog is the opportunity to hear from a variety of voices. In addition to updates and reflections from myself and other AMCF staff members, we will feature guest contributions from thought leaders, nonprofit professionals, donors, and community members. Their unique perspectives will enrich our understanding of the challenges and opportunities in Muslim philanthropy today.We also invite you, our readers, to share your stories and experiences. Whether you are a seasoned fundraiser, a first-time donor, or someone passionate about creating change, your voice matters. Together, we can build a vibrant and inclusive space that reflects the diversity and strength of our community.
Looking Ahead
As we launch this blog, our hope is that it becomes a resource, a source of inspiration, and a catalyst for action. Philanthropy is not just about giving money; it’s about fostering connections, building bridges, and investing in a better future for all. Through this platform, we aim to celebrate the values of compassion, generosity, and justice that are at the heart of our faith.Thank you for joining us on this journey. We look forward to walking this path together, learning from one another, and making a meaningful difference. Please feel free to reach out with your thoughts, ideas, and feedback—this is as much your space as it is ours.Stay tuned for our upcoming posts and features. Let’s make this a space where ideas flourish, stories resonate, and philanthropy thrives.
Wa Salaam,
Muhi Khwaja, Co-Founder
American Muslim Community Foundation